On the territory of Russia, a huge number of various social programs have been developed that allow you to get housing issued by.

However, it is important to remember that not everyone can take advantage of such an offer. To get an apartment, you need to provide a large list of documents and.

Not all families are able to save money for their own home, so government assistance is an effective way out of a difficult situation with housing conditions.

Over time, the queue for housing is only moving, so how do you find out what kind of housing account you are? Let's consider it in our article.

Who is eligible to register

For many, the housing queue is a chance to own a home of their own, without spending large sums of personal money that are sometimes beyond the reach of many families.

But it is important to remember that not everyone is allowed to register for those in need.

The list of people who are provided with this kind of state assistance includes families:

• in which the age of none of the spouses does not exceed 34 years;
• whose members are not foreigners. Consideration of the possibility of granting a subsidy is carried out taking into account citizenship, the participant must be a citizen of Russia;
• also receive privileges when queuing.

The help of the social program can be received by absolutely any family that meets specific list of requirements. These include:

All citizens who meet the above requirements can freely register for housing and wait for the time to receive the opportunity to purchase an apartment at a reduced cost. When applying for participation in the program, you must present a certificate of income so that social housing employees can study the family's solvency and offer better conditions.

How to define your turn

Today, there are many different ways to determine your priority for home improvement.

The simplest is to use online resources city ​​government of the region.

Through the Internet

Unfortunately, online verification resources do not work in all cities. Information about the operation of the site (is there a check function) can be learn at checkout applications for the provision of social assistance in the purchase of housing.

It is much more convenient to search for information on the Internet than to constantly send applications to receive data on the priority order to the relevant structures.

Unfortunately, checking through city websites is currently only available in big cities: Moscow, Kemerovo, St. Petersburg and some others.

Instruction on verification (shown on the example of the state portal of the housing stock in Moscow):

There are also separate sites that offer a free queue tracking service. To obtain information, you need to go to the resource, fill in the data of the case and send a request. The queue is displayed on the screen after a few seconds.

Sending a request to the local administration

Any family that is on the waiting list for housing assistance has the right to request all necessary information from the housing department.

Perhaps the simplest and most common way is sending an application about the serial number. It is compiled, then sent to the appropriate department of the city or district administration.

There are several ways to apply. The first is a request to the housing department, it is submitted in two copies in free form. All papers are sent by registered mail with a list of contents and the possibility of a return notification (it is necessary to follow the deadlines for a response, it must arrive no later than 30 days later).

You can also just contact the administration at the place of residence, they should say the serial number at the current moment.

Social programs help to develop by allowing them to get their own apartment. However, everything is not so simple, in reality, those who wish to purchase housing will have to make great efforts to complete the documents and put them in the queue, because they will have to collect a large package of documents and apply to several state organizations. But it's worth it, because it is very difficult for an ordinary family (especially a young one) to save money for living space on their own, their only chance is to receive state assistance.

For another online option to find out your number in the housing queue, see the following video:

The queue for housing is a very old phenomenon. In Moscow, some people have been queuing since the late 1980s. However, people on the waiting list are often offered to use a subsidy instead of waiting for free housing for many years: in this case, the state will pay part of the cost of the apartment, and the rest will have to be paid to the person on the waiting list. The editors of IRN.RU figured out who is entitled to a subsidy for the purchase of an apartment and how to get it.

Different waiting lists

According to the Moscow City Property Department, in 2016, almost 3,000 families improved their living conditions with the help of the city, and in 2017 there should be 4,000 such families. According to the head of the City Property Department, Maxim Gaman, over the past six years, the queue for housing in Moscow has decreased twice. Nevertheless, more than 70,000 people are still registered as in need of better housing conditions, of which approximately 60,000 are those who were registered before 2005.

This division is connected with the new Housing Code. Previously, everyone who did not have enough square meters according to the standards could stand in line. After 2005, this right was retained only by the poor (for this it is necessary to officially confirm this status in the social security authorities), and the rest of Muscovites living in cramped conditions can only participate in paid programs (young family, social mortgage, subsidies, etc.). P.). In order for a family to be recognized as poor, the income for each of its members must not exceed the subsistence minimum - in Moscow it averages 15,477 rubles, and for able-bodied family members - 17,642 rubles.

Those on the waiting list who were registered before 2005 also have the opportunity to use paid programs if they are not poor. In this case, they will be removed from the waiting list for free social housing and either put on the waiting list for a subsidy or offered one of the preferential mortgage programs.

Basically, the possibilities of obtaining state assistance in solving the housing problem are spelled out in the Housing program. It indicates the categories to which the state is ready to provide support. These are young families, families with many children, civil servants, the poor, many categories of state employees, scientists and many others. These categories can be both homeowners and tenants.

In addition, according to the Department of City Property of Moscow, all residents of socially hired apartments can apply for a subsidy if they have an area less than the prescribed one. In order for a person to be recognized as in need of better living conditions, his living space must be less than 10 square meters. m when living in a full-fledged apartment and 15 sq. m - in the communal. To become a participant in the program, you must have lived in Moscow for at least 10 years and have not taken any actions aimed at artificially worsening your living conditions (registering strangers in an apartment, buying a smaller apartment) over the past five years.

How to get a subsidy

You can stand in line for free housing all your life. Thus, according to the Moscow Waiting Order organization, about 2,500 families have been waiting for apartments for more than 25 years. With the help of a subsidy, you can resolve the issue faster, but you need to keep in mind that its size depends on the number of years in the queue. For those who wait a year, the subsidy will cover only 5%, 5 years of waiting allow you to count on 40%, and 10 years - 70%.

“The standard price is defined as the product of the average market value of one square meter of the total area of ​​residential premises in houses of standard series in areas of mass development and the size of the total area of ​​\u200b\u200bthis premises,” says Irina Andreichenko, legal adviser of the Arbatskoye office of the Inkom-Nedvizhimost secondary market department .

The number of calculated square meters depends on the number of family members living in one apartment. So, for a single person, 36 square meters are taken into account. m, for a family of two - 50 sq. m, out of three - 70 sq. m, out of four - 85 sq. m. If the family of the waiting list consists of five or more people, each is entitled to 18 square meters. m.

At first glance, these are very humane numbers. However, it must be borne in mind that the estimated cost per square meter is usually lower than the market value and is set by the Ministry of Construction. For example, for Moscow, this value is now about 90,000 rubles per square meter. m, while the market value of a meter, according to the IRN.RU index, is about 167,000 rubles.

That is, as a result, a person will receive a subsidy much less than the real cost of the apartment. Therefore, you have to either pay more than the state gives, or choose from inexpensive apartments outside the Moscow Ring Road.

family math

As mentioned above, people who artificially worsen living conditions by registering strangers in the apartment cannot apply for registration. However, new family members do not count.

So it was possible to speed up the solution of the housing issue to the Deryabins family. Lydia lived in Mitino with her parents and grandfather in a two-room apartment. The family has been on the waiting list for housing improvements for 14 years. In 2006, the girl married a "homeless" man from Tula. He registered in the same "kopeck piece" in Mitino, and a year later the couple had a child. As a result, instead of four people, six people applied for better housing conditions, which led to an increase in the amount of the subsidy. By the way, as often happens in such cases, the family was allowed to “split up” and disperse: the older generation left the old “kopeck piece” in Mitino, and the young people were given a subsidy of 4 million rubles, which they used to buy a two-room apartment in Lyubertsy.

However, sometimes a change in marital status, on the contrary, can be harmful. Marina is registered in an apartment with her parents and sister, the family has been registered for many years. In fact, Marina lives with her civil husband, who owns an apartment. A year ago, they had a child. The couple would like to register a marriage, but does not do this, because in this case, Marina will no longer be in need of housing and her family will be deregistered.

Enter the market

Realtors note that recipients of subsidies are rare clients in the real estate market. “In particular, there were only two of them over the past six months,” says Irina Andreichenko. According to Yulia Dymova, Leading Legal Counsel of the Est-a-Tet Department of Secondary Real Estate, her company had the last such client last year.

“The inconvenience of working with citizens of this category lies in the duration of the transfer of the subsidy - it takes about two months, while the funds are transferred without fail before the state registration of the transfer of ownership,” notes Irina Andreichenko.

The subsidy can also be used to buy an apartment in the primary market, but there are also difficulties here. The first is the limited choice. “Firstly, the state subsidizes the purchase of only those new buildings that meet stringent requirements (say, at least 70% construction readiness). Secondly, not all developers accept housing certificates, - says Maria Litinetskaya, managing partner of Metrium Group. - The fact is that the state manages the funds, and not the people on the waiting list themselves. If they cash out the certificate, then the authorities transfer funds to the developer within two to three months, which presents certain risks.”

Thus, solving the housing problem with the help of a subsidy is quite realistic, but difficult. And the main difficulty lies in the fact that in order to receive significant assistance from the state, you still have to stand in line for many years.

The procedure for providing housing subsidies in the Moscow region is determined on the basis of the Decree of the Government of the Russian Federation of August 3, 1996, Decrees of the Government of Moscow (No. Duma (No. 110 of October 18, 2000). On the basis of the above decrees of state structures, citizens who are in line for municipal (free) housing have the right to receive gratuitous housing subsidies. To be on the waiting list for municipal (free) housing, you need to live in an apartment where each registered tenant has less than 10 square meters. m of total living space (for communal apartments - less than 15 sq. m). In addition, there are a number of additional conditions that give the right to register for municipal (free) housing, which are regulated by the Law of Moscow No. 22 dated January 15, 2003.

PROCEDURE FOR OBTAINING HOUSING SUBSIDIES

In order to receive a housing subsidy, citizens in need of housing must submit an application to the Housing Committee (department) of the municipality of Moscow where a registration file has been opened to put them on the waiting list. Attached to the application: - an extract from the house book; - a copy of the financial personal account; - certificate of verification of housing conditions; - certificate from the place of work; - certificate of the right to benefits for obtaining housing, etc.
In the future, the district housing commission must consider these documents and make a decision on the allocation of housing subsidies. The decision is drawn up by the relevant order of the prefect of the administrative district, which indicates the amount of the subsidy and the size of the total area of ​​​​housing, which is paid by the government of Moscow.
Citizens who stand in line for the improvement of living conditions are divided into two categories. The first category (which includes about 80%) of those on the waiting list includes ordinary citizens. The second category (of which about 20%) includes citizens who have a privilege for the right to receive housing in the first place.
The second, "preferential" category includes patients with an open form of tuberculosis; invalids of the first group, participants of the Great Patriotic and other wars; large families (having three or more children); native Muscovites; citizens who have lost their homes due to emergency; rehabilitated citizens who suffered from repression; long-livers who have lived in communal settlements for the last 15 years and have been registered for at least 13 years, etc.
When your turn to receive a housing subsidy comes up, the Housing Committee (department) of the municipality will issue you a "Certificate of granting a subsidy for the construction or purchase of housing." Then a personalized blocked target account will be opened in AK IMB “Bank of Moscow”. The amount of the housing subsidy due to you will be transferred to it from the city budget. When you find a suitable option for an apartment and provide a draft contract of sale and other necessary documents, this money will be transferred to the account of the seller of housing or the Real Estate Agency, to which you turned for help in resolving the housing issue.

AMOUNT OF HOUSING SUBSIDIES

The amount of a housing subsidy for the construction or purchase of housing depends on how long citizens are on the waiting list for municipal (free) housing and in which queue (regular or preferential) they stand.
For example, for a family waiting for an apartment in the regular queue for 1 year, the city pays 5% of the cost of the apartment (15% for the beneficiary), and 90% for those waiting for 15 or more years (90% for the beneficiary).
It is also necessary to keep in mind that the Moscow government evaluates 1 sq.m of living space based on its own methodology. Today it is within 20 thousand rubles, i.e. a little more than 600 $ (this figure is constantly adjusted depending on the cost of construction). Subject to the market value of 1 sq. m of living space of more than $ 1 thousand when buying housing using housing subsidies, you must count on investing your own (and considerable) funds.
The provision of housing is also taken into account. To date, there are the following standards: - for one person - 33 sq.m of total area; - for a family of two - 42 sq.m.; - for a family of three or more people - 18 sq.m. for each family member. Those. paid only a certain number of square meters. Of course, a family of two people has the right to find an apartment of 50-60 sq.m, but for the "surplus" area, she will have to lay out her own money.
When applying for a housing allowance, it is important to correctly indicate the composition of your family. For example, a husband, wife, adult son and daughter, and son-in-law are registered in the apartment. The family has been registered for a long time, but the queue is still far away, so it was decided to take a subsidy. If the application indicates that the family consists of 5 people, then the amount of the subsidy will be calculated based on 18 sq.m. for each family member. The total will be 90 sq.m. If you write in the application that there are actually three families registered in the apartment: wife and husband (42 sq.m.), daughter with her husband (42 sq.m.), adult son (33 sq.m.) - then for all will rely on 117 sq.m. The difference in this case is large. However, it should be remembered that minor children are not allocated to a “separate” family.
Another circumstance to keep in mind: when considering the possibility of obtaining a housing allowance, all living space that you have is taken into account. If at least one of the family members applying for the right to receive a housing subsidy has their own additional living space (it does not matter if it is in Moscow or another city), it must be taken into account. The area on which it is registered and the one that is owned is summed up. That is, the calculation is carried out not only at the place of registration, but from the number of square meters of all available areas.

WHAT APARTMENTS CAN BE PURCHASED WITH THE USE OF SUBSIDIES

The housing subsidy can be used by citizens to purchase an apartment in a new building (but the degree of readiness of the house must be at least 70%), and in the secondary housing market. With the help of housing subsidies, options for the resettlement of communal apartments are successfully solved. If two families live in the same apartment, who have privatized their rooms and are entitled to receive subsidies, then it is possible that one family buys a neighbor’s room with the help of a subsidy, and the other acquires a separate apartment through this sale and its own subsidy. In this case, each subsidy is calculated under the option "in addition to the occupied area". And from a communal apartment, in fact, for free, each family receives a separate apartment. In a non-privatized communal apartment where 2 families live, this option is also possible. A family on the housing improvement waiting list who wants to add the area occupied by their neighbors uses the money received as a subsidy calculated under the option "in addition to the occupied area" to relocate the neighbors. Neighbors, using the subsidy and their own money, buy separate housing, and the family remaining in a non-privatized apartment receives a warrant for an additional room, that is, a separate apartment at its disposal. There are several conditions for recipients of housing subsidies. First, the total area of ​​the purchased apartment cannot be less than 16 square meters per person. Second: the apartment is acquired in equal ownership of all family members. Third: if the cost of housing is less than the amount of the subsidy, the balance must be returned. The subsidy cannot be used to purchase a dwelling under arrest, on bail, encumbered with someone else's rights to live in it. An apartment using a housing subsidy can be selected both independently (which is currently quite difficult and unsafe), and with the help of a real estate agency working in this direction.

PROCEDURE FOR ACQUISITION OF HOUSING PLACE WITH THE USE OF SUBSIDIES

A person on the waiting list who has received a subsidy can look for an apartment on his own, but keep in mind that prices on the housing market are constantly growing, and perhaps in 1-2 months the amount of the subsidy will not be enough to buy the desired number of square meters. Therefore, it is better for the owner of the subsidy to seek help from a real estate agency. This will significantly reduce the time of searching for housing and you will not have to worry about the correctness and legality of the transaction. For example, the Moskovsky Dom Real Estate Agency has a large database of apartments in Moscow and the Moscow region that are completely ready for sale. You will be able to buy an apartment almost immediately after receiving the subsidy. In addition, the agency's lawyers will provide support for the transaction, prepare and check all the necessary documents. When a suitable apartment is found, the person on the waiting list is required to submit a draft real estate sale and purchase agreement and other necessary documents to the ARZHS (Agency for the implementation of housing loans and subsidies). If the documents do not meet the required standards, you will have to look for another option. If everything is in order, the submitted package of documents is agreed with the Department of Municipal Housing and Housing Policy and housing is purchased. Those. the subsidy - the funds on your blocked personal account with the Bank of Moscow - are transferred to the account of the seller or real estate agency with which you have entered into an agreement for the provision of services in the acquisition of housing. After the implementation of the subsidy, the waiting list is deregistered and cannot receive the subsidy again.

DO YOU NEED THE AGENCY'S HELP IN THIS CASE

Getting a housing subsidy is not easy. But it is even more difficult to properly dispose of it. If you are not able to decide on the purchase of an apartment in six months, then you will have to start all over again. In addition, when buying a home using a housing subsidy, problems and difficult situations constantly arise that require professional intervention. For example, when purchasing an apartment, it is necessary to check all the documents for it and make sure that someone serving a term in prison is not registered in this living space, that the apartment has not been seized, that it is not on bail, that there are no violations the rights of the child and the so-called "third parties" (Article 292 of the Civil Code). New buildings are also fraught with surprises: unregistered assignments of rights, the sale of the same apartment by several buyers, etc. It is very difficult to check all this information on your own. In addition, the subsidy is allocated only in non-cash form and in rubles. Therefore, the person who received these funds faces certain difficulties in selecting options for apartments to buy. First, while a suitable housing option is being selected, the exchange rate may change significantly, and the amount of the subsidy in terms of conventional units will decrease. Secondly, potential sellers are always afraid of the complexity of non-cash settlements. They prefer to receive money in cash on the day of signing the contract and in foreign currency rather than in rubles.
However, if you apply to a real estate agency and sign a commission agreement, the agency staff will represent not only your interests, but also the interests of the home seller. This scheme is absolutely safe, because. The Agency is responsible to both parties to the transaction and the Government of Moscow. When working with a real estate agency, a system of contracts is concluded that describes the obligations of each of the parties. In addition, they spell out the liability of the company and the seller of the apartment, so there are usually no complications, and you get the housing you have chosen. The number of showings of apartments is unlimited, you, as a potential buyer, look through them until you find a suitable option for yourself.
Specialists of the Real Estate Agency will assist you in solving almost all issues related to the acquisition of housing using housing subsidies:
- will advise you on the issues of obtaining a subsidy and the acquisition of living space on it;
- select an apartment that meets your desires and within the normal range;
- agree on all issues related to the purchase of an apartment with authorized state structures - the Agency for the Implementation of Housing Loans and Subsidies (ARZhS), the Department of Municipal Housing (DMZH);
- conduct an examination and evaluation of legal documents for the apartment;
- provide legal support and insurance of the transaction;
- control mutual settlements between the parties under the sale and purchase agreement or do it for you when concluding an agency agreement. We will also help you get a bank loan, if necessary.

AGENCY SERVICES

The Moskovsky Dom real estate agency was founded in September 1998 by a group of former military personnel. Therefore, from the moment the state housing subsidies began to be issued and implemented, our employees have been actively involved in the implementation of the State Program and assistance in the implementation of housing subsidies to their former colleagues. Our agency offers 2 options for the implementation of housing subsidies: implementation of housing subsidies - 5% (2 months) urgent implementation of housing subsidies - 10% (1 month) in some cases, a discount may be provided. Our agency provides an additional service for all owners of housing subsidies - pays all costs associated with the implementation of housing subsidies. By contacting us, you do not pay a single ruble, you simply conclude an agreement with us and after the expiration of the period you have chosen for the implementation of housing subsidies, you receive funds in a form convenient for you (in cash or by transfer to your account in any place convenient for you)

IT IS IMPORTANT TO KNOW

The housing subsidy is issued to all family members who are in the queue for the improvement of housing conditions. It is provided either in exchange for the area that you already have (apartments or rooms in a communal apartment), or in addition to it, at your request. At the moment, most people on the waiting list choose the second option, as it is much more profitable, because the available housing is usually valued below its market value. The most difficult thing is for homeowners - citizens living in privatized apartments, in any case, they have to leave them behind, and receive a subsidy only for the rest of the meters. The amount of the loan received directly depends on the waiting time in the queue, so often the money received is not enough to buy a home and you have to invest your own savings. That is, when deciding whether to receive a subsidy or not, a person faces a choice: either a free apartment in an unknown future, or a gratuitous receipt of some part of the money to his personal amount for the purchase of housing. (if the amount of personal savings is small, you can take a mortgage loan from the bank, as indicated in the relevant section of our website).

Free housing subsidy is provided only in non-cash form. That is, the funds are transferred to a special blocked account and it is impossible to receive it in cash at the box office. The subsidy can only be used for the intended purpose. And one more very important point, the housing subsidy has a limited validity period - 6 months. You must find a suitable home and make a purchase using a housing subsidy within six months. If the deadline is missed, you are placed at the front of the queue, and the procedure for receiving it begins anew.

Call us, we will be happy to help you.

. In the application, you need to choose the method (form) of providing housing - the purchase of housing using a subsidy from the city budget. Everyone must sign it. Applicants are everyone listed on your record.">Applicants And Family members are the spouses and minor children of all applicants.">their family members.

If necessary, submit documents for . This procedure is carried out at least once every five years. Also, it must be carried out at least a year before a decision is made to acquire ownership of residential premises with the help of the city and immediately before such a decision is made. This is necessary to make sure that you still have the grounds to be on the housing register. Usually the procedure is carried out without the participation of the waiting list. But if necessary, you may be asked to submit missing documents.

Obtain a certificate of subsidy for the purchase or construction of residential premises. As soon as your A number in the housing registration queue is assigned only to those who are recognized as in need of improved housing conditions (registered before March 1, 2005), and to those who are recognized as needing housing (low-income citizens registered after March 1, 2005). Residents of Moscow, recognized as needing assistance in acquiring residential premises, are on the housing register without assigning a number.

You can find out your place in the queue by sending a request through one-stop service of the Department of City Property of Moscow. You will receive a written response within 30 days.

The current Russian legislation provides for the possibility of obtaining assistance from the state in order to improve the living conditions of citizens in need of it. What are subsidies for the purchase of housing in 2018-2019, who can count on them, where and how to get them - you will find answers to these and some other questions in this article.

What law regulates the provision of subsidies for an apartment

The provision of subsidies is regulated by law. At the same time, the Housing Code of the Russian Federation only asserts the need to provide such assistance, while the form of social support and the procedure for its provision are prescribed in separate legal acts for each category of citizens and the relevant legal acts of the constituent entities of the Russian Federation.

For example, the Federal Law “On the State Civil Service of the Russian Federation” dated July 27, 2004 No. 79-FZ refers to the provision of assistance in acquiring housing for civil servants. The procedure for providing housing subsidies to this category of citizens is described in detail in Decree of the Government of the Russian Federation dated January 27, 2009 No. 63-PP “On the provision of federal state civil servants with a one-time subsidy for the purchase of housing”.

What are Housing Improvement Subsidies?

Housing subsidies are assistance to citizens in the form of a cash payment from the local or federal budget. It has two important components:

• certainly the intended use (in this case, the purchase of housing);
• limited duration.

At the same time, a subsidy for an apartment is a co-financing option and is irrevocable (gratuitous) in nature. In fact, this is a certificate or certificate for a certain amount with a limited validity period, which cannot be cashed and can only be spent on buying an apartment or house, the area of ​​\u200b\u200bwhich does not exceed social norms, or on their construction.

It is allowed to use the certificate as a down payment when applying for a mortgage, to repay a previously taken loan for housing or share contributions when joining a housing cooperative. In some cases, it is allowed to spend these funds not on the purchase of new housing, but on expanding the area of ​​an existing one that does not meet current social standards, or on repair and construction work aimed at improving existing housing conditions.

The housing subsidy does not cover the full cost of housing when it is purchased, therefore, persons applying for it by the time they receive a certificate (certificate) must meet one of the options:

• have funds to pay off the remaining amount;
• own housing that is planned to be sold by the time the transaction is concluded;
• to conclude a mortgage lending agreement, involving the payment of the missing amount over the next few years.

Those who previously received a subsidy and used the certificate for its intended purpose will not be issued again.

Don't know your rights?

Currently, the legislation allocates different terms for the use of a subsidy for its intended purpose, depending on the basis for receiving a subsidy. It can be 3, 6 months or another period. Those who, for some reason, could not use the certificate within the prescribed period may apply for its re-obtainment, but in the order of the general queue.

It is important to remember that home improvement subsidies can only be used to purchase legally clean housing, that is, not under arrest or bail and not encumbered with the rights of others. When investing these funds in construction, local governments may limit the possibility of using the subsidy to the degree of readiness of the facility. So, for example, in Moscow and the Moscow Region it is impossible to use state assistance when paying a premium for housing that is less than 70% ready.

What determines the amount of the housing subsidy

The amount for which a certificate is issued depends on many factors and is determined on a case-by-case basis. It is influenced by factors such as:

• beneficiary category;
• the number of members of his family;
• the average cost per square meter of housing established by the Ministry of Construction of the Russian Federation, used to calculate subsidies;
• the presence of an adjustment factor established by the government specifically to calculate the amount of subsidies for a specific category of citizens - for example, depending on the length of public service, length of service in the countryside, the number of years of military service or the number of years spent in the queue for housing.

So, for the purchase of housing within the city, on average, assistance is allocated in the amount of 30-40% of the total cost of the purchased object, and for rural workers it can be about 70%. At the same time, the legislation allows state authorities to independently increase the amount of payments in excess of the standard, depending on specific circumstances, if there are financial opportunities for this.

Who is entitled to a gratuitous subsidy for the purchase of housing or the construction of a house in 2018-2019

Since in most cases subsidies are paid from the local budget, the subjects of the Federation independently determine the list of categories of citizens who can count on these benefits, in excess of the categories established by federal law, as well as the procedure for providing and using the funds allocated to them.

A free subsidy for improving housing conditions in 2018-2019 is offered to the following categories of citizens:

• large families with 3 or more children under the age of 18, or with children under the age of 23 who continue their education in higher educational institutions or who are conscripted for military service;
• young families, the age of spouses of which does not exceed 30 years (see: How to get a subsidy for improving housing conditions for a young family);
• government employees (see: How do government employees get a housing subsidy) ;
• employees of the public sector;
• retired military personnel and retirees (see: Providing a subsidy for the purchase of housing for military personnel in 2019 and 2020);
• young professionals living in rural areas and working in the agro-industrial complex;
• orphans and those left without parental care;
• low-income citizens on the waiting list for housing (see: How to get a low-income housing subsidy),
• veterans, disabled people, participants and families of the fallen participants of the Great Patriotic War;
• persons leaving the territory of the Far North, having a work experience of more than 15 years.

How to get a grant to build a house or buy an apartment

Those citizens from the categories listed above who, at the time of application, are entitled to improve their living conditions, can apply for a subsidy from the state. So, for example, Decree of the Government of the Russian Federation of January 27, 2009 No. 63-PP “On the provision of federal state civil servants with a one-time subsidy for the purchase of housing” refers to them civil servants living:

• indoor area less than 15 sq. m for each family member;
• a dwelling that does not meet the established requirements for living quarters;
• communal apartment;
• dormitory or service housing;
• together with a person suffering from a serious disease in a chronic form that does not allow cohabitation, and who does not have other housing owned or provided under a social contract (the list of such diseases is determined by the government);
• two or more families in a one-room apartment or an adjacent non-isolated room, including parents and their married children.

The list of criteria by which citizens of other categories may be considered in need of better housing conditions is prescribed in federal or regional regulations governing the issuance of housing subsidies.

At the same time, a representative of any category of beneficiaries cannot apply for a subsidy if the fact of deliberate damage to existing housing is revealed in order to worsen living conditions and obtain the right to a benefit. Such actions include an exchange for a smaller area, the moving into the premises of other persons in addition to temporary residents, a spouse or minor children, as well as the alienation of the premises or part of it.

If, from the moment of registration until the realization of the right to a subsidy, a citizen independently solves his housing problems or leaves the category of beneficiaries, for example, upon dismissal from service or as a result of relocation from a village to a city, death or for other reasons, he is deregistered. Also, he may be denied assistance if it is revealed that the commission has not been informed about changes in the composition of his family, living conditions, data on the place of work and other factors that are important for a particular category of beneficiaries.

How to register for a grant

An application for assistance and a package of documents are submitted to the commission under the state authority responsible for allocating subsidies. In addition to an application addressed to the head of this body for registration, they submit:

• applicant's passport;
• extract from the house book;
• a copy of the financial personal account;
• marriage certificate and its copy;
• birth certificates of children and their copies;
• documents for other family members living together with the applicant;
• work book and its copy, or another document confirming belonging to the category of beneficiaries entitled to a subsidy;
• documents on the ownership of existing housing or a social contract of employment, as well as their copies;
• documents confirming the right to additional space, if any, as well as their copies.

If the applicant or members of his family living with him own or lease other residential premises under a social tenancy agreement, he is obliged to provide information about all of them, since the amount of the subsidy and the due area of ​​​​the acquired housing will be calculated based on the total area of ​​​​all available residential premises.